HDFC Bank Millenia Credit Card is a credit card designed specifically with exclusive cashback plans, fee waivers, and many more.
HDFC Bank Millenia credit card benefits and features:
Here are they in brief:
Welcome benefits:- The card offers 1000 reward points as a welcome benefit after joining, payment of the membership fee with a gift voucher worth Rs.1000 on the transaction of Rs.1 lakh made using the card in a calendar quarter of the first year.
Cash back:- The HDFC Millenia Credit Card offers exclusive cashback for non-EMI transactions. It comes as cash points which you can redeem against your statement balance.
- 5% on most online transactions.
- 1% on other expenses except for fuel.
You can use the cash points on flight and hotel bookings and for the reward catalog at the Smartbuy reward point at a value of 1 cashpoint= Rs.0.30.
The minimum cash points to redeem against the statement balance must be 500.
Complimentary domestic lounge access:- This credit card offers 8-complimentary lounge access at the domestic airport in a calendar year, i.e., 2 in a quarter at a charge of Rs.2 or Rs.25 per swipe of the card.
Dining discounts:- This credit card offers a flat discount of up to 20% at partner restaurants through complimentary Dineout Passport membership.
Fuel Surcharge waiver:- The card offers a 1% fuel surcharge waiver on a transaction between Rs.400-Rs.5000 or a minimum cashback of Rs.250 in a statement cycle.
Renewal-fee waiver:- The credit card comes with a renewal fee waiver of Rs. 1000 at the transaction of Rs. 1 lakh in the year.
Cash withdrawal:- You can withdraw cash with an advance fee of 2.5% or Rs.500.
Zero Lost Card Liability:- On immediate reporting to the bank about the lost or stolen credit card, you will not be held liable for any fraudulent transactions made through the card.
Add-on cards:- You can get up to four add-on cards for your family members, allowing them to enjoy the benefits of your credit card.
EMI options:- This credit card offers easy monthly installments (EMIs) at low-interest rates, which are eligible for cashback benefits.
Contactless payments:- The HDFC Millenia Credit Card comes with contactless payment technology and a fitted chip, allowing you to make quick and secure transactions by simply tapping the card on a payment terminal.
Overall, the HDFC Millenia Credit Card is a good option for those who love online shopping and want to earn value back at their every expense.