AU Small Finance Bank Zenith Credit Card is a credit card with innumerable benefits for every transaction made in shopping, dining, and international expense.
AU Small Finance Bank credit card has lots of benefits available, here are the list of features:
AU Small Finance Bank Zenith credit card benefits and features:
Welcome benefits:- On payment of the joining fee: the card offers multiple welcome benefits.
- Zomato Pro Annual Membership on completion of 5 retail transactions made through the card.
- 10,000 bonus reward points on spend of Rs.11-lakh within 60 days of card activation.
- Rs.1000 vouchers from the partner brands on the first retail transaction.
Reward points:- The USP of the card is the reward points. The card offers earn reward points on almost all kinds of transactions.
- 20 reward points for every Rs.100 spent on the restaurant bill.
- 10-reward points on every Rs.100 spent on groceries and at departmental stores.
- 10 reward points on every Rs.100 international expense.
- 5-reward points for Rs.100 spent on other merchandise.
You can redeem these points free of charge for a variety of products and services
- E-vouchers of partner brands.
- Flight ticket and hotel bookings.
- DTH/mobile recharges.
- Merchandise from the AU bank catalog.
Birthday benefits:- The card offers 2500 bonus reward points on one retail transaction on the cardholder’s birthday.
Fuel benefits:- The card offers a 1% waiver on fuel surcharge at all Indian fuel stations.
Milestone benefits:- Cardholders are endowed with several advantages in reaching milestones.
- Complimentary Epicure membership on spent of Rs. 8-lakh and above through the card.
- Rs.1000 vouchers from partner brands on a minimum spend of Rs. 2-lakh in one quarter of a calendar year.
- First-year fee waiver on spent of Rs.1.25-lakh within the first 90 days.
- Second-year fee waiver on Rs. 5-lakh spent in the previous year.
Railway benefits:- The card offers 2-free railway lounge access every quarter in a calendar year at New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, Agra, and Madurai railway stations.
Airport benefits:- You get complimentary lounge access at over 1,000 national and international airports with 4-domestic lounge visits every calendar quarter. It also offers 2-free lounge visits to partner airports every calendar quarter under Priority Pass Program.
Travel coverage:- You get travel coverage on the loss of passport and baggage, flight and luggage delays, and hijacking of airplanes.
EMI benefits:- The card offers the Xpress EMI feature, using which you can convert Rs.2000 and above into EMI and choose a convenient repayment tenure as it suits you.
Insurance coverage:- The card offers air accident cover up to Rs. 2 crores, credit shield up to Rs. 5-lakh, and purchase protection up to Rs. 50,000.
Card liability covers:- You get zero liability on fraudulent transactions if the card is lost or stolen after reporting it to the bank. You also get credit card skimming, card counterfeiting, and online fraud protection.
Contactless payments:- The chip-based card supports contactless payments, enabling you to make payments faster and securely.
Add-on cards:- You can get up to four add-on cards for your family members above 18 years, allowing them to enjoy the benefits of the primary credit card.
Emergency card replacement:- In the event that a card is lost or stolen, cardholders can request an emergency replacement card to be delivered.
In a nutshell, this credit card is one of the best options for those who rely on credit cards for every transaction and utilizes the various EMI options for a big purchase. The only drawback is the high joining fee and renewal fee if milestones are not reached.