ICICI Bank Platinum Credit Card is an entry-level credit card with reward points and discount benefits that make shopping, dining, and driving more exciting. It is one of the lifetime-free fee cards, where you do not have to pay any joining and annual fees.
ICICI Bank Platinum credit card benefits and features:
Those features are here:
Reward points:- This credit card offers impressive reward points for every transaction made using the card. You can redeem these points to get exciting products such as movies & travel vouchers, lifestyle stuff, and other merchandise. Earn reward points in the following manner:
- 2-PAYBACK points on any Rs.100 retail purchase except fuel.
- 1-PAYBACK points for every Rs.100 spent on insurance and utilities.
Dining discounts:- This credit card offers exclusive up to 15% off on restaurant bills from Visa in almost 2500 partner restaurants across the country.
Fuel surcharge waiver:- The ICICI Bank Platinum Credit Card offers a 1% surcharge waiver on fuel purchases of a maximum of Rs.4000 at the HPCL petrol pump.
Travel benefit:- The credit card offers platinum benefits from Visa on hotel and travel deals and an exclusive Mastercard Priceless specials program for Mastercard holders.
Add-on cards:- You can get up to four add-on cards for your family members, allowing them to enjoy the benefits of your credit card.
EMI options:- You can transfer the outstanding balance of other credit cards into this card and get low-interest rates and paybacks in EMIs.
Contactless payments:- The ICICI Platinum Credit Card comes with chip-based contactless payment technology, which allows you to make quick and secure transactions at a payment terminal.
Overall, the ICICI Platinum Credit Card is a good option for individuals who want a credit card with any annual or joining fee and to enjoy reward points and discounts on shopping, dining, and travel. And if you are a Mastercard holder, it is one of the best options.