YES Bank Prosperity Edge Credit Card is an entry-level credit card that offers a range of reward points on all transactions against a minimal joining and renewal fee.
YES PROSPERITY EDGE credit card features and benefits:
Here are the benefits and features of the card in detail:
Reward points:- This credit card offers attractive reward points-from reward points for every payment to milestone benefits.
- 4-reward points on spend of Rs.200 on all categories, other than select categories.
- 2-reward points on the spending of Rs.200 on the selected category.
- 5X reward points on the first three transactions of the user registered on YES Pay Now with terms and conditions applied.
- 15,000 bonus reward points on annual spending of Rs.6 lakh.
Multiple Redemption offers:- The credit card offers various schemes to redeem the benefit of the earned reward points.
- Conversion of reward points into Intermiles or Club Vistara Points. 10 points = 1 Intermile / Club Vistara Point (not applicable to NRI cardholders).
- Movie ticket, hotel, and flight bookings using the earned point through the YES Rewardz website.
- Purchase from the bank’s reward catalog (not applicable to NRI cardholders).
Complimentary airport lounge access:- The YES FIRST Preferred Credit Card offers 1-complimentary lounge access at a domestic airport every quarter in a calendar year only by the primary cardholder.
Golf Privilege:- The credit card offers golf benefits to the cardholders, which are as follows:
- 4-complimentary rounds of green fees at selected golf courses in India every year.
- 1-complimentary golf lesson every month at selected golf courses in India.
Fuel Surcharge Waiver:- Cardholders get a 1% discount on fuel surcharge on the transaction between Rs.400-Rs.5000 at all Indian fuel stations.
Renewal Fee Waiver:- The credit card offers a 100% discount on the membership renewal fee on spent Rs.75000 and above in the previous year.
Lifestyle Benefits:- The credit card features multiple offers on travel, dining, and wellness expenses under YES Privileges option.
Insurance benefits:- The YES Prosperity Edge Credit Card offers multiple insurance benefits such as air accident cover up to Rs. 50 lakh, overseas emergency hospitalization covers up to Rs. 15 lakh, and Credit Shield Cover at the accidental death of the primary cardholder.
Add-on card:- You can get up to three add-on cards for your family members of 18 years and above, allowing them to enjoy the benefits of your credit card.
Contactless payments:- The YES Prosperity Edge Credit Card comes with contactless payment technology, allowing you to make quick and secure transactions by simply tapping the card on a payment terminal.
Overall, the YES Prosperity Edge Credit Card is a good option for individuals who want a credit card with a range of reward points and complimentary accesses. But, its best part is the insurance benefits. You need to pay a nominal fee of Rs. 399 with GST to avail and renew (if spent is below Rs. 75,000).