YES Bank Prosperity Reward Plus Credit Card is a credit card that offers attractive reward points and discounts on dining and shopping bills.
YES Bank Prosperity Reward Plus credit card features and benefits:
The detailed features and benefits of this card are below:
Reward points:- This credit card offers reward points on every transaction.
- 12,000 reward points on every membership anniversary at an annual spent of Rs. 3.6 lakh and above.
- 4-reward points on spend of Rs.200 on all categories, other than select categories.
- 2-reward points on the spending of Rs.200 on the selected category.
- 5X reward points on the first three transactions of the user registered on YES Pay Now with terms and conditions applied.
You redeem these points by converting the reward points into Intermiles or Club Vistara Points. 10 points = 1 Intermile / Club Vistara Point (not applicable to NRI cardholders).
Fuel Surcharge Waiver:- Cardholders get a 1% discount on fuel surcharge on the transaction between Rs.400-Rs.5000 at all Indian fuel stations.
Renewal Fee Waiver:- The credit card offers a 100% discount on the membership renewal fee on spent Rs.75000 and above in the previous year.
Joining Fee Waiver:- The first membership fee gets waived if the cardholder spends Rs. 10,000 and above within 90 days of card activation.
Insurance benefits:- The Credit Card offers Credit Shield cover at the accidental death of the primary cardholder.
Concierge Services:- Cardholders can avail of 24X7 concierge assistance on hotel reservations, flight and movie ticket bookings, restaurant referrals, and flower and gift delivery.
Add-on card:- You can get up to three add-on cards for your family members of 18 years and above, allowing them to enjoy the benefits of your credit card.
Contactless payments:- The YES Prosperity Reward Plus Credit Card comes with contactless payment technology, allowing you to make quick and secure transactions by simply tapping the card on a payment terminal.
Overall, the YES Prosperity Reward Plus Credit Card is a good option for individuals who want to earn reward points on their transactions. It also offers a range of insurance benefits, discounts on renewal fees, and surcharges. You need to pay a nominal fee of Rs. 399 with GST to avail and renew (if spent is below Rs. 50,000).
YES PROSPERITY EDGE CREDIT CARD vs YES PROSPERITY REWARD PLUS
YES Prosperity Edge Credit Card and YES Prosperity Reward Plus Credit Card are entry-level credit cards offering a range of similar benefits to their users. However, they differ in certain features.
Reward points:- Both credit cards offer reward points for every transaction made using the card.
However, the YES Prosperity Reward Edge Credit Card offers more bonus reward points than the YES Prosperity Plus Credit Card.
Reward points Redemption offers:- The YES Prosperity Edge Credit Card offers more options to redeem the earned reward points than the YES Prosperity Reward Plus Credit Card.
Insurance benefits:- Both credit cards offer insurance benefits, but The YES Prosperity Edge Credit Card offers more insurance benefits than the YES Prosperity Reward Plus Credit Card.
Renewal Fee Waiver:- The YES Prosperity Plus Credit Card offers a 100% discount on renewal fees at an annual spent comparatively less than the YES Prosperity Reward Edge Credit Card.
Overall, the YES Prosperity Reward Edge Credit Card offers more benefits and perks than the YES Prosperity plus Credit Card at the payment of the same amount joining fee.